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Global interest grows in Punjab housing programme “Apni Chhat Apna Ghar”

Published on: June 4, 2026 10:45 AM

Decoding Punjab Housing Market Dynamics and Affordability Patterns - House  Building Finance Company - HBFC

Punjab’s flagship housing initiative, “Apni Chhat Apna Ghar,” has attracted growing international attention, with the World Bank and several countries expressing interest in the programme as a model for affordable housing development.

Read More: ‘Apni Chhat, Apna Ghar’ scheme tops world rankings, says Punjab CM

According to officials, government institutions and agencies from Canada, Saudi Arabia and Türkiye have shown interest in learning about the initiative, while a World Bank delegation is expected to visit Punjab in the near future to review the programme and explore potential areas of cooperation.

The “Apni Chhat Apna Ghar” scheme has been recognized as one of the world’s largest interest-free housing finance programmes. Designed to help low- and middle-income families access affordable housing, the initiative aims to address housing shortages by providing easier financing options for home ownership.

Officials said international housing experts have described the programme as a successful model that could be adapted by other developing countries seeking practical solutions to housing challenges. The initiative has also been highlighted as an example of social and affordable housing finance that promotes inclusive urban development.

A spokesperson for Punjab’s Housing Department stated that the programme was developed after studying successful housing models from different countries and incorporating best practices suited to local needs. The goal was to create a sustainable system that expands home ownership opportunities for deserving families.

Punjab’s housing policies recently received international recognition during the World Urban Forum held in Baku, where the province showcased its achievements in housing and urban development before global policymakers, development experts and international organizations.

Officials noted that Pakistan’s participation in the forum helped strengthen engagement with development partners and opened new avenues for cooperation in the housing sector. Discussions with international stakeholders focused on innovative financing mechanisms, urban planning and affordable housing solutions.

Read More: Apni Chhat, Apna Ghar, Suthra Punjab emerge as global case studies

The increasing global interest in the programme is expected to enhance collaboration, encourage knowledge-sharing and support future efforts to improve housing accessibility. Authorities believe such partnerships can contribute to broader social and economic development while helping address housing needs across the region.

Filed Under: Business, Pakistan Tagged With: affordable housing, Apni Chhat Apna Ghar, housing finance, Latest, lead, Pakistan, Punjab, World Bank

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