KARACHI: Samba Bank Limited, a majority-owned subsidiary of the Riyadh-based Samba Financial Group, has selected Bench Matrix’s Retail Loan Origination System (LOS) to automate its consumer lending process at all 37 of its branches and moving towards a fully paper-less environment. By automating the consumer lending process, the bank seeks to bring about improvements in its consumer lending and risk management process by enhancing internal and regulatory limit management, simplifying documentation management and collateral assessment, strengthening internal policy management and substantially reducing turn-around-time for loan applicants.