In a meeting held on October 30, 2025, the Board of Directors of The Bank of Punjab (BOP) approved the un-audited financial statements for the nine months ended on September 30, 2025. The Board lauded the exceptional performance of the Bank, which has not only exceeded expectations but also delivered unprecedented financial results across all key performance areas. Despite a challenging macroeconomic backdrop-marked by declining interest rates and rising operating costs across the industry-the Bank sustained margin pressures and achieved exceptional financial performance. Operating profit reached Rs. 28.52 billion, reflecting a remarkable 156% increase over the same period last year. Net Interest Income grew by 91% to Rs. 58.46 billion, reaffirming the Bank’s ability to generate strong core earnings. Fee & Commission Income also posted healthy growth of 31%, driven by diversification of revenue streams and deepening client engagement across retail, corporate, and Islamic banking segments. Operational efficiency remained a central focus, with a notable improvement in the cost-to-income ratio. This was underpinned by disciplined expense management and productivity gains across business lines. Profit Before Tax rose by 81% to Rs. 26.40 billion, compared to Rs. 14.61 billion in the same period last year.
BOP posts 156% growth in operating profit
Published on: October 31, 2025 12:49 AM