The Board of Directors of Bank AL Habib Limited (the Bank) announced the financial results for the nine months period ended September 30, 2019. The Bank reported the profit before tax of Rs. 12.88 billion for the nine months period ended September 30, 2019 as compared to Rs. 9.92 billion for the corresponding period last year, showing a growth of 29.84 percent. Earnings per share (EPS) recorded at Rs. 6.30 showing an increase of 18.64 percent over the corresponding period last year. Profit before provisions of the Bank grew by 55.14 percent. The Bank improved its net mark-up income by 33.42 percent. Fee and Commission income which is earned mainly through trade business, general banking services, alternate delivery channels etc., showed exceptional increase of 25.84 percent over the corresponding period last year. The bank’s foreign exchange income increased by 42.43 percent.Dividend income for the nine months period ended September 30, 2019 was recorded at Rs. 349 million. Prudent financing strategies and sound risk management policies of the Bank kept the non performing advances to gross advances ratio at 1.41 percent.